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Who Qualifies?
You need a job
In order to get a loan we need to know that you can repay the loan. That generally means a full time job. It does not mean disability payments, pensions or welfare.
You need a bank account
Since our loans are deposited directly into your account, you'll need an account. In addition to having a bank account, you'll specifically need to have a bank account that has online access that lets you view at minimum your past month's transactions. This is because we require that you install a screen capture program to send us your recent bank activity as part of the approval process.
You have to live in Missouri
Our service is only for residents of Missouri. If you live somewhere else, give us a call and we can try to put you in touch with someone who lends in your area.
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How Does It Work?
It couldn't be easier
Apply
Fill our the simple form and submit it to our servers. This should take no more than give minutes.
Verify
Upload your screen captures of your bank statements, or provide check stubs if your pay isn't deposited directly into your account.
Process
We'll review your application and give you a yes or no as soon as possible, probably within fifteen minutes.
Transfer
We'll send you the funds either immediately or the next day depending on who you bank with.
Pay Back
We'll automatically debit your account via ACH on the scheduled repayment date. If you miss a payment, just call us and let us know when we can reschedule it for.
Reloan
Next time you need a loan you can just send the screencap. We'll be waiting for it and will process your loan even quicker than the first time.
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